Here is a piece of information what they can do.

Fix & Flip loans:

They can do up to 90% LTC with financing 100% of rehab costs, the loan amount cannot exceed 70% – 75% LTV of the future value. The interest rate depends on the borrower’s experience. The reduced interest rate on loans $300K or more. They can do fix & flip or hold loan with either showing assets or not. If the borrower doesn’t have an experience, They still can do the loan. Nationwide.

Here are the conditions they need:

1. Filled and signed 1003 application – Contact us 714.855.9292

2. Filled and signed business purpose and exit strategy disclosure – Contact us 714.855.9292

3. Signed borrower’s authorization – Contact us 714.855.9292 – Looking for minimum fico 600

4. Track record of completed projects for the past 24 months – Contact us 714.855.9292

5. Rehab budget – Contact us 714.855.9292

6. 2 months bank statements

7. Entity docs

8. Purchase contract

For construction loan you should add:

1. 1. Approved permits and plans

   2. Renderings

   3. Final closing statement from the time of purchase if refinance

   4. GC’s experience.

They can do purchase/refi income property (SFR up to 4 units) up to 75%LTV, loan term from 12 to 24 months, and interest rate between 9% and 12%. Depending on the property and borrower’s financial strength I can get better terms. Loan amount from 500k to 3M up to 75%LTV (California only) or (nationwide metropolitan cities) loan amount from 500k to 5M up to 70%LTV, interest rate 9%-10%. Please include the following:

1. Filled and signed 1003 application – Contact us 714.855.9292

2. Filled and signed business purpose and exit strategy disclosure – Contact us 714.855.9292

3. Signed borrower’s authorization – Contact us 714.855.9292

4. Purchase contract or lease agreement

5. Most recent mortgage statement if refi.

Also, they can do commercial properties up to 70% LTV.

Please let us know if you have any questions.